If you reside in a community that’s part of a homeowners’ association (HOA), you should understand what the association’s insurance obligations are relative to your own to avoid any coverage gaps between your insurance and that of the association. HOA…
It can easily happen … you misjudge the space when making a turn in close traffic or in a parking lot and you tap another car’s rear bumper. The other driver gets out his car and appears unhurt. He inspects…
One of the biggest pitfalls a car owner can make is buying the minimum liability limits required by their state. While the minimums vary from state to state, in all cases they are woefully inadequate to cover the costs of…
It’s the nightmare scenario for any new car buyer. You drive it off the lot and a few days later another driver runs a red light, smashing into your car and severely mangling most of the front end and irreparably…
After an automobile accident, most people are a bit confused and frightened; And the last thing on your mind is trying to figure out whether you need to report the accident to law enforcement authorities and what your insurance company…
According to Markets.us, sales of commercial electric vehicles like trucks and vans will grow 31% per year between now and 2032 as more states pass laws requiring their use. Due to their environmentally friendly emissions, these vehicles will make up…
When your car gets damaged in an accident or stolen, the repair or recovery cost is only part of the story. Without another vehicle available, your only recourse may be to rent one. The good news is that your policy…
Homeowners, renters and condo owners are starting to get hit by large insurance rate increases, while more are receiving non-renewal notices from their insurers. These increases and non-renewals come as the homeowner’s insurance market struggles with years of losses after…
Getting a company vehicle is a coveted perk for employees, but it can also cause some coverage issues with your personal auto policy. The standard auto policy excludes coverage for non-owned vehicles furnished or available for your regular use. This…
As we all navigate a changing economy, there are plenty of ways to save on your insurance premiums and Nationwide® has put together a wonderful infographic showing how the economy affects insurance rates with inflation, higher interest rates, increased costs,…
