North Carolina Auto Insurance
Sometimes accidents happen, but there’s no need to worry! The Bennett Group Insurance Consultants are here to help you find the North Carolina auto insurance coverage that will best protect you in case of an accident. Not only is auto insurance mandatory in the state of North Carolina, but it is also essential to help protect you, your loved ones, and your finances at the time of an automobile accident.
What are the minimum North Carolina auto insurance requirements?
|Bodily Injury (per person)||$30,000|
|Bodily Injury (2 or more people)||$60,000|
What is liability coverage?
Liability Coverage: Coverage that pays for bodily injury and property damage caused by the insured, if the insured is found legally liable.
What is collision insurance?
Collision: A part of an auto insurance insurance policy that covers the insureds automobile in the event that they hit another car, another object, or overturn their vehicle.
What is comprehensive insurance?
Comprehensive: This coverage covers losses other than collision.
Examples of some common items covered with comprehensive
Ways to save on North Carolina auto insurance
Common North Carolina auto insurance discounts
Auto Insurance Myths
Yes! Not only is auto insurance mandatory in the state of North Carolina, but it is also essential to help protect you, your loved ones, and your finances at the time of an automobile accident.
In most cases people need more than the state required minimum. North Carolina’s state liability requirements are…
$60,000(for two or more people)
$25,000(for property damage)
An example to illustrate why this matters:
John, a minimally insured driver, is driving to the store one day and his coffee spills all over his lap. Oh no! John reaches into his consul to grab some napkins, as he is doing this the car in front of him slows down to turn. CRASH! John accidentally rear ends the car in front of him. The driver is sent to the hospital with injuries, and their total hospital bill ends up totaling $35,000. Oh…and the other driver’s car is totaled, and it happens to be a $100,000 sports car.
Following these events John contacts his insurance company. The insurance company tells John his insurance policy only covers part of the damages he caused. John is shocked, worried, confused, and scared for his finances. What is he going to do? How will he pay for the damages he has caused?
Don’t end up like John. When you’re shopping for insurance it is important to make sure your precious assets are fully covered if you or another insured on your policy were to ever get into an accident.