It can easily happen … you misjudge the space when making a turn in close traffic or in a parking lot and you tap another car’s rear bumper. The other driver gets out his car and appears unhurt. He inspects…
Social media has grown by leaps and bounds over the past decade and so have social media lawsuits! What many people don’t understand are the unique risks that come along with social networking. Anyone using Facebook, Instagram, Twitter (now X),…
Everyone loves to spend time on the deck with the family or entertaining. That’s why you bought a house with a deck or you built one yourself. Decks are part of the American way of life, but they require upkeep…
One of the biggest pitfalls a car owner can make is buying the minimum liability limits required by their state. While the minimums vary from state to state, in all cases they are woefully inadequate to cover the costs of…
Automobiles are one of the most significant exposures to loss a company can face. To ensure that you effectively manage your company’s corporate vehicle liability and risk exposure, you need to have an effective risk management strategy. Without one, the…
Fourth of July is one of America’s favorite holidays and it’s a time to enjoy Independence Day with your family and friends. Unfortunately, every year more than 11,000 people are sent to the emergency room for fireworks-related injuries and in…
Getting a company vehicle is a coveted perk for employees, but it can also cause some coverage issues with your personal auto policy. The standard auto policy excludes coverage for non-owned vehicles furnished or available for your regular use. This…
If you own a business or commercial property, consider how easily you could absorb events like these: Incidents like these are rare, but they are always possible. They can drive companies out of business or property owners into bankruptcy without…
If one of your employees had a serious medical emergency while at work, would your staff know how to respond? Unfortunately, most U.S. employees are not prepared to handle cardiac emergencies in the workplace because they lack training in CPR and…
As the weather warms up and people finish their spring-cleaning chores, many decide to hold a yard or garage sale to get rid of excess stuff and pocket a bit of cash in the process. While a yard sale may…
